What Does Personal Auto Insurance Coverage Include?

Auto insurance is among the most common types of coverage purchased throughout the United States. Motorists driving sedans, SUVs, pickup trucks and vans may all be in need of personalized policies. But while exact coverage needs and ideal policy specifications may vary, there are several aspects of personal auto insurance that may transcend vehicle details or location in their importance.

At All Insurance Multiservices, we’re standing by to help vehicle owners in and around Tucker, GA assess their unique situations and procure appropriate policies.

What Should My Policy Cover?

When seeking out personal auto insurance, you’ll first want to make sure that you are abiding by any formal requirements. Specifically, the following types of coverage may be needed to confirm compliance with various mandates:

• Bodily injury liability coverage is required by law in many states, including Georgia. This part of your policy can issue financial aid if you’re responsible for an accident in which other motorists or pedestrians suffer injuries.
• Property damage liability coverage is also often legally mandated and may help pay for other parties’ repair, replacement or rebuild costs, such as if you crash into their vehicles or buildings.
• Collision coverage may be required by auto lenders and can help manage your own vehicle damage if you’re involved in a crash.
• Comprehensive coverage can also be a lender requirement and may address damage caused by noncollisions, such as fires, crime and severe weather.

In addition to the aforementioned types of coverage often mandated by laws or lenders, you may also want to consider investing in the following:

• Uninsured/underinsured motorist coverage
• Medical payments coverage
• Personal injury protection
• Roadside assistance coverage
• Rental vehicle reimbursement coverage

How Can I Find the Right Coverage?

Contact All Insurance Multiservices today to begin discussing your auto insurance needs and exploring coverage options.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.