Who Does Your Commercial Auto Policy Cover?

Commercial auto insurance is designed to protect your business when vehicles are used for work purposes. In Georgia, a standard policy typically covers:

• Named Insured: Your business entity or the individual listed on the policy.
• Employees: Drivers who are employed by your business and operate covered vehicles for work-related tasks.
• Permissive Users: Individuals with your permission to drive a covered vehicle for business purposes, such as temporary workers or contractors.
• Additional Insureds: Sometimes, you may add other parties, like business partners or clients, who need coverage under certain circumstances.

What Vehicles Are Covered?

Your policy generally covers vehicles owned, leased, or hired by your business for commercial use. This can include:

• Company cars, vans, or trucks registered to your business
• Vehicles rented or borrowed for business activities
• Employee-owned vehicles used for work (if you have hired and non-owned auto coverage)

Learn More

Knowing exactly who and what is covered helps you avoid gaps that could leave your business exposed. Our team at All Insurance Multiservices works with Georgia business owners to review policies, clarify coverage, and recommend adjustments as your needs change.

Do you have questions about your commercial auto insurance or want to ensure your drivers and vehicles are properly protected? Contact us today to review your current coverage and get a quote.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.